ERP Capital
The Right Money at the Right Time
We pride ourselves on fast lending and world class customer service. Achieve your business goals faster with our catalog of preferred partners and banks
Industries We specialize in
- Startups
- Real Estate
- Construction
- Transportation
Short Term Loans
Short Term Loans allow for very fast funding, so you get a lump sum of cash with a predetermined payment term. Payment is usually made daily, weekly or biweekly. The short-term loan is best for business with high and consistent sales that are in need of quick unsecured cash to use however you need.
- Pros:
- • Fast Capital in as little as 24hrs
- • Unsecured
- • Easily approval process
- • Little documentation needed
- Cons:
- • Cost of borrowing can be more
- Best For:
- • Businesses that have high consistent sales and bank deposits
- • Businesses that need financing right away
Our 3 Step Process
1. Apply
Fill out quick apply application
2. We Review your application
We review your goals and present you with programs matching your needs, getting an offer in 24hrs
3. Receive funding
Choose the program that fits you best and receive funding within 48hrs.
Long Term Loans
These loans are guaranteed by the Small Business Administration because of this they offer some of the lowest rates on the market as well as long repayment terms and the ability to borrow up to $5 million. Repayment ranges from 7- 25 years based upon how you plan to use the money. SBA loans are best for strong credit borrowers who have been operating for 2 years and are willing to work on the long application process to expand their business or refinance debt.
Term loan is a common form of long term business funding. You get a lump some of cash upfront to invest in your business and repay with interest over a predetermined time period. Best for businesses looking to expand that have good credit and strong business revenue.
- Pros:
- • Lowest rates on the market
- • Borrow as much as $5 Million
- • Longer repayment terms 7-25 years
- Cons:
- • Long Application process
- • More qualification required
- • May require collateral
- Best For:
- • Expanding business or financing debt
- • Business with good credit willing to wait for funding
Our 3 Step Process
1. Apply
Fill out quick apply application
2. We Review your application
We review your goals and present you with programs matching your needs, getting an offer in 24hrs
3. Receive funding
Choose the program that fits you best and receive funding within 48hrs.
Equipment Financing
Equipment loans help you purchase equipment with competitive rates if you have good credit and good finances. The equipment serves as collateral and the term is usually calculated off of the expected life span of the purchased equipment.
- Pros:
- • After payments complete you own the equipment
- • If you have a good credit and strong finances, you can get competitive rates.
- Cons:
- • May need a down payment
- Best For:
- • Businesses in need of equipment with competitive financing rates.
Our 3 Step Process
1. Apply
Fill out quick apply application
2. We Review your application
We review your goals and present you with programs matching your needs, getting an offer in 24hrs
3. Receive funding
Choose the program that fits you best and receive funding within 48hrs.
Working Capital / Invoice
Working capital when your business has unpaid customer invoices that you can’t wait to be paid. You can use invoices to get cash now. Best for businesses with unpaid invoices that need fast funding which is easier to get approved for compared to other similar options
- Pros:
- • Fast Cash
- • Fairly simple and easy approval
- Cons:
- • Cost of borrowing may be high
- Best For:
- • Business with invoice that need cash right away
- • Invoice with 30, 60 or 90 payment terms are best
Real Estate Funding Products
- No Income Verification
- No Seasoning of Assets
- Investor loan programs
Our Real Estate loan programs are ideal for those investors looking to purchase or refinance Residential or Commercial properties with little to no income documentation; we can take a simple loan file and complete the transaction with minimal documents on your part.
We offer loans with: Low points, No upfront Fees, NO Credit Pull to get Terms, Fix and Flip, Refinance, Multi Family, Commercial Real Estate, Portfolio and more. 30 year fixed mortgages as well as interest only loans are available. If you are seeking funding for larger projects we can help and have experience in Larger Mergers and Acquisition purchases as well.
- Pros:
- • No Income Verification
- • Low Documentation needed
- • Get funding in as fast as 14 days (Sometimes faster!)
- Cons:
- • Requires Appraisal or BPO
- Best For:
- • Fix and Flip
- • Refi Cash Out – Residential or CRE
- • Multi Family
- • Commercial RE
Our 3 Step Process
1. Apply
Fill out quick apply application
2. We Review your application
We review your goals and present you with programs matching your needs, getting an offer in 24hrs
3. Receive funding
Choose the program that fits you best and receive funding within 48hrs.
Why Choose Us? Its Easy
We bring businesses The Right Funding Solutions at the Right time in their business Our mission is to provide group accommodations in Fort Lauderdale where you’re able to reconnect with loved ones and enjoy a fun and laid-back holiday, with a comfortable base to return to. We love large groups and have taken great pleasure in watching them explore the many wonders of this incredible city!
Faster Process
Approval in 24 hrs, Funding in Days
Easy, Simple Application
Minimal Paper Work Required on Application
Bad Credit/ No Credit, That’s OK
We Consider more than just credit
Flexible Options
Multiple Lending Products to fit your Specific Business Needs
You get personal service. Our team understands, however, that a crowd needs looking after, so we specialize in ensuring your every need is catered for – that way you can just focus on enjoying yourself! Consult with your own Dedicated Funding Manager.
About Us
Our Team Is Passionate About Creating Solutions for our Clients. ERP Capital LLC Connects a variety of business funding options to our clients through our partners and network of lenders with decades of experience in the industry.
Whether you are starting your business, or ready to scale with fast growth, we offer strategic lending solutions appropriate for your current business situation.
Copyright ERP Capital LLC. 2022.
